Delta SkyMiles Gold AmEx Review: High Cost, Specific Benefits

Delta Gold: Valuable for loyalists, costly for casual flyers.

Delta SkyMiles Gold AmEx Review: High Cost, Specific Benefits


  • Annual Fee: $0 intro for the first year, then $150, positioned at a higher range for airline cards.
  • Sign-Up Bonus: 70,000 Bonus Miles after $3,000 purchases within the first 6 months, a strong incentive for new cardholders.
  • Earning Rates: 2X miles on Delta, U.S. supermarkets, and worldwide dining, including takeout and delivery in the U.S.; 1X mile on all other eligible purchases, catering to travelers and everyday spenders.


  • Checked Bag Waiver: First checked bag free for up to 9 people on the same reservation, a notable savings potential for group travelers.
  • Priority Boarding: Allows for earlier access to overhead storage and more time to settle in.
  • Annual Flight Credit: $200 credit after $10,000 annually, rewarding higher spending.
  • Delta Stays Credit: $100 annual credit towards hotel bookings, enhancing travel experiences.
  • In-Flight Savings: 20% off on eligible purchases, adding value to the experience.


  • Higher Annual Fee: At $150 after the first year, it's pricier than many competitors without offering extra value for the cost.
  • Lacks Certain Perks: No TSA PreCheck or Global Entry credits, a common benefit at this price point.
  • No Elite Status Help: Spending doesn't contribute to elite status, limiting its appeal for frequent flyers aiming for loyalty benefits.

Product Summary

The Delta SkyMiles® Gold American Express Card, despite its considerable annual fee after the first year, offers a range of benefits that can justify its cost for regular Delta flyers. The card's welcome offer, the free checked bag benefit, and the priority boarding perk present valuable savings for those loyal to Delta. The enhanced earning rates in everyday categories like supermarkets and dining broaden its appeal beyond travel rewards. However, the absence of features commonly found in cards of a similar fee, such as TSA PreCheck or Global Entry credits, alongside the card's higher-than-average annual fee, may limit its attractiveness compared to more competitively priced alternatives. For Delta devotees who frequently travel with companions or family, the SkyMiles Gold card remains a potent tool for accruing miles and enjoying travel perks, provided the annual spending and travel patterns align with the card's benefits.

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