Delta SkyMiles® Reserve American Express Card Review: Premier Flying Redefined

Sky-high luxury & savings for Delta loyalists.

Delta SkyMiles® Reserve American Express Card Review: Premier Flying Redefined


  • Annual Fee: $650, reflecting its premium offerings.
  • Welcome Offer: 100,000 Bonus Miles after spending $6,000 in the first 6 months.
  • Earning Rate: 3X miles on direct Delta purchases; 1X miles on all other purchases.
  • Access: Complimentary Delta Sky Club and Centurion Lounge access.
  • Companion Certificate: Annually, for first class, Delta Comfort+, or main cabin.


  • Lounge Access: Unrestricted entry to Delta Sky Clubs and Centurion Lounges for premium pre-flight comfort.
  • Elite Status Boost: Opportunities to earn Medallion Qualification Dollars (MQDs) to accelerate elite status achievement.
  • Companion Travel: The annual certificate allows for significant travel savings with a companion.
  • Travel Credits: Up to $560 in annual statement credits across various categories, including dining and rideshare.
  • Global Entry/TSA PreCheck: Fee credit to speed through security checks.


  • High Annual Fee: The $650 annual fee is steep compared to cards with similar benefits.
  • Limited Lounge Access: Access is restricted to Delta Sky Club and Centurion Lounges, limiting options.
  • Weak Spending Rewards: Offers minimal rewards on non-Delta purchases, reducing its value for everyday spending.

Product Summary

The Delta SkyMiles® Reserve American Express Card is tailored for the frequent Delta flyer who appreciates luxury and efficiency in their travel experience. Despite its steep annual fee, the card justifies its cost with unmatched access to Delta Sky Club and Centurion Lounges, a generous welcome offer, and a companion certificate that alone could be worth more than the fee for those who use it wisely. Additional perks like the Medallion Qualification Dollars (MQDs) boost and substantial annual travel credits make it a compelling option for those committed to Delta for their air travel needs. However, it's less suitable for those seeking rewards on everyday spending or who fly infrequently with Delta. This card offers dedicated Delta passengers a luxurious and practical suite of benefits that can enhance every step of their journey.

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