Regional Finance Review: Empowering Financial Solutions for Middle America

Empowering loans with education, building better financial futures for middle America.

Regional Finance Review: Empowering Financial Solutions for Middle America


  • Personalized Loan Options: To meet diverse financial needs, it offers loans ranging from $500 to $25,000 with terms of up to 60 months.
  • High Approval Rate: Focuses on serving customers with subprime to near-prime credit profiles who may not qualify for prime financing.
  • Comprehensive ESG Program: Manages an effective Environmental, Social, and Governance (ESG) program to support financial inclusion and sustainable growth.
  • Credit Building: Reports payment performance to credit bureaus, helping customers improve their credit profiles.


  • Customer-Centric Approach: Takes the time to understand customers' stories and financial situations to offer tailored solutions.
  • Responsible Lending: Products designed on fair terms, assessing applicants' repayment ability to avoid overburdening.
  • Financial Education: Provides customers with financial education and literacy tools accessible on their website.
  • Community Support: Invests in and partners with organizations to promote financial literacy and stability in underserved communities.


  • Interest Rates: While not specified, the focus on subprime to near-prime credit may imply higher APRs than prime loans.
  • Geographical Limitation: With a physical presence in select states, not all potential borrowers can access Regional Finance's services in person.

Product Summary

Regional Finance commits to empowering middle America with financial solutions that significantly improve lives. With over 30 years of experience, Regional Finance is dedicated to providing accessible credit, financial education, and personalized service. Its mission-driven approach, guided by a robust ESG program, ensures that customers with limited access to traditional financial services can find responsible, transparent credit products tailored to their needs. Although it may offer higher APRs due to focusing on subprime markets, Regional Finance's efforts to report to credit bureaus and its financial education resources signify a pathway toward improved financial health for its customers. Overall, Regional Finance represents a compelling option for individuals seeking personal loans with supportive services and education to bolster their financial future.

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