United ClubSM Infinite Card Review: Elevate Your Travel Experience

United Club Card: Luxurious travel perks, high rewards rate.

United ClubSM Infinite Card Review: Elevate Your Travel Experience


  • Annual Fee: $525.
  • APR: Variable 21.99%–28.99%.
  • Rewards: Earn up to 4x miles on United purchases, 2x on dining and all other travel.


  • United Club Membership: Complimentary access valued up to $650/year.
  • Significant Mileage Earning: 80,000 bonus miles after spending $5,000 within the first 3 months.
  • Travel Perks: Two free checked bags, priority check-in, and boarding.
  • Global Entry/TSA PreCheck® Fee Credit: Up to $100 statement credit every 4 years.
  • Premier Access®: Enhanced airport experience.


  • High Annual Fee: The fee might be prohibitive for non-frequent travelers.
  • Complex Rewards Structure: Maximizing benefits requires significant spending on United services.

Product Summary

The United ClubSM Infinite Card is designed for frequent flyers who prefer traveling with United Airlines. It offers a luxurious set of travel benefits including membership to United Club lounges, priority services at airports, and opportunities to earn rapid rewards points. The card's high annual fee is offset by its comprehensive travel benefits and rewards earning potential, making it ideal for those who travel often and spend heavily on flights. The inclusion of no foreign transaction fees and broad earning categories ensures that every dollar spent is maximized towards future travels.

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